Loveland Bankruptcy Attorney

If you are hopelessly behind on your mortgage, or if your debts have taken over your life, you may have no choice but to "bite the bullet" and file for bankruptcy. It's unpleasant. It's scary. It's demoralizing. But it is certainly better than the alternative: foreclosure, repossession, garnishment of paychecks, and being hounded night and day by creditors and collection agencies.

Are Your Ready for a Fresh Start Through Bankruptcy?

I am Ross Wabeke, an experienced attorney who will take a strategic and thorough approach to your debt crisis. My law practice, the Northern Colorado Bankruptcy Center, serves individuals and small businesses in Loveland, Fort Collins, Greeley and all communities of Weld County, Larimer County and Boulder County.

A majority of my clients qualify for Chapter 7 bankruptcy, which eliminates debts and lets you re-start your finances. From my 30 years of experience as a bankruptcy lawyer and former bankruptcy trustee, I can determine with reasonable certainty what debts are eligible for discharge in your case and what assets you can keep.

If you are not a candidate for Chapter 7 relief, it may be necessary to file for Chapter 13 bankruptcy, which stops creditor actions but requires you to repay part of your debts over time. Chapter 13 can also stop foreclosure if you have mortgage arrears, and may offer other benefits such as "stripping" a second mortgage.

Loveland Bankruptcy Lawyer For Consumer & Small Business Debtors in Northern Colorado

I believe that a face-to-face meeting is useful, however during the Covid-19 pandemic I offer a free, 30-minute consultation by telephone to explore your specific debt problems and your possible solutions. If you go forward with bankruptcy, I will fully examine your financial picture (income, expenses, assets and debts) and prepare your petition to maximize your debt relief and minimize the impact on your life.

Call the Northern Colorado Bankruptcy Center in Loveland at 970-667-2101, or e-mail me to arrange your free consultation, including evening appointments.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.